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LOW Down Payment, ZERO Down Payment and 100% Financing programs.
Contrary to what you may have heard - ZERO down is still available!
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Ask about the $100.00 down HUD Repo Program! | is the dream of everyone to own their own home. Many potential home buyers have the income and credit to qualify for a mortgage. However, many of them lack the one essential ingredient to make homeownership a reality; the up-front money needed for down payment and closing costs.
Gone are the days when the home buyers needed to scrape together 20 percent of the home's purchase price for a down payment. Today, the average buyer puts less than 6 percent down at the time of closing, according to figures compiled by the National Association of Realtors®.
 HOW?
There are so MANY different programs designed to put you in a home with little or no out of pocket costs. Some allow you to buy a home with NO Down Payment, PLUS allow you to finance most, if not all, of your closing costs in one loan at great interest rates! Some allow for as little as $500.00 out of pocket costs. Some allow your down payment (as little as 1.5%) to be a GIFT (from a relative, friend, employer, or community program), to be financed, or even borrowed
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That's right... Down payment assistance on many different programs, including:
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My Community Mortgage
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Home Possible
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MHFA
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VA LOANS are a great deal for veterans. No down payment required!
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FHA is probably the most popular minimum down, easy to qualify program. FHA programs allow for "down payments" of only 2.25%, but because of closing costs, they want you to contribute a minimum of 3% into the deal. The seller can (and usually does) pay the remaining costs. The best part is that the entire 3% can be a GIFT! Heck, marginal credit, or even NO CREDIT is accepted.
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We also one of a very small select group of lenders to provide Minnesota's State MHFA Bond money loans! |
Now you have no reason NOT to buy!
 Making dreams come true everyday with zero out of pocket mortgages
We don't think that saving for a down payment should be the reason you put your dreams on hold. We can help you buy your dream home with a zero down mortgage loan. You'll not only be able to afford a home sooner, you'll probably be able to afford more home. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you've saved. And, for most buyers, this means qualifying for a larger loan.
Buying a home is something we all dream about, usually for years. Let the professionals at the Metzler Mortgage Group at Mortgages Unlimited, Inc help you explore all your mortgage options and show you the keys to your new home!
THE BOTTOM LINE:
Whatever your situation, if you want to buy a home, we probably have a program that will work for you. Call us to discuss your options. There are no costs or obligations, plus we'll give you a FREE credit report. You'll never know if you don't call, so call right now!
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