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How To Contact Us
Click here if you are looking for the Main Corporate Mortgages Unlimited web site
About Joe Metzler, Senior Loan Officer
Joe is an MMS (Minnesota Mortgage Specialist) a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim.
With dozens of competing lenders and mortgage programs to choose from in an industry that depends on quality and service, he can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors.
Once you meet Joe, it's easy to see why he is a successful loan officer. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.
What is the Minnesota Mortgage Specialist (MMS) designation?
Currently less than 100 people in Minnesota have completed the requirements to earn their MMS designation!
The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics.
To achieve this designation, an MMS must have at least two years experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the MMS test. To retain their designation, an MMS must maintain at least 6 hours of continuing education per year.
Having helped Realtors and Builders successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on! Whether you are buying your first home or your dream home, refinancing, or a debt consolidations loan, call Joe today for all of your mortgage financing needs.
Joe is also highly regarded in the mortgage industry, having been interviewed and quoted on TV, radio, and print press. Here are a couple of recent quotes from major publications:
About Mortgages Unlimited, Inc
As a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace. We deliver value-added loan solutions to fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
We have a large and varied portfolio of lending options that allow us to match your specific borrowing needs. We view our clients as partners and we strive to make the entire loan process simple and stress free by:
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Communicating Throughout the Process
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Providing Honest and Ethical Solutions
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Building Trusting Relationships
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Exceeding Your Expectations
The culture here mirrors that of many smaller companies—strong ethics, family values and teamwork—but the reality is a company poised for long-term, sustained growth.
As a private, locally-owned company established in 1991, Mortgages Unlimited is one of the largest and fastest growing mortgage lenders in Minnesota. In fact, we are constantly rated as one of the top lenders in Minnesota, by The Minneapolis / Saint Paul Business Journal.
The owners strongly believe in delivering trust making the home buyer’s needs a service priority. They view clients as more than customers. Our clients are partners, not just for the short term, but for life. It’s because of this concept that our business thrives, and is growing in today's market.
The team environment here ensures that clients’ finances are handled in a professional and efficient manner. From the application process to the closing date and beyond, the communication lines are always open. Our goal is to make the loan process simple and stress free.
My team and I have the ability to give you the personalized home mortgage loan experience you expect.
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Purchase a home
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Refinance your home
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Jumbo Loans
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Conventional financing (Fannie and Freddie)
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FHA Loans and VA Loans
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Rural Development (USDA)
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Zero down payment loans
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First time buyer
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Interest Only mortgages
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Cash-Out Refinance
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No closing cost refinance
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condo, town house, and more
The Joe Metzler Team is a group of highly trained experienced mortgage professionals who work for and are licensed as Mortgages Unlimited, Inc. We lend for properties located in MN, WI, and FL ONLY.
At Mortgages Unlimited, we encourage and support efforts to ensure that there are no barriers to obtaining home financing because of race, national origin, color, religion, sex, age, family status or disability. We are an equal opportunity lender.
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Today's Rates:
| 30-yr Fixed | 4.97% | 5.13% | | 15-yr Fixed | 4.33% | 4.56% | | 1-yr Adj | 4.27% | 5.3% |
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