You can easily customize your approval letter so that if you make an offer that’s less than what you’re approved for, sellers won’t know. Close With Confidence We’ll get you to the most exciting part of buying a home as fast as possible with no surprises.
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On days when the whole universe seems to be against you, even the smallest of things can look like a sign or an omen. One such sign is the pre-approval letter you may get in your mail. Anyone who has a credit history has or is likely to get such a letter from a financial institution or lending company.
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This is a typical conversation I have with most people and my answer is always the same. Get pre-approved. Some people don’t want to go through this process and get very annoyed when told this however.
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Read on to find out why this is common practice of top real estate agents before you get upset when a real estate agent requests a pre-approval letter before showing you homes. Realtor Safety Arguably the biggest reason a real estate agent will request a pre-approval prior to showing a buyer homes relates to the safety of themselves.
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A pre-approval letter is not an offer to lend, a commitment to make a loan, or a guarantee of specific rates or terms. It is is not an application for credit. Also, having a pre-approval letter does not guarantee that an offer you make on a home will be accepted by a seller. Get pre-approved and see how much you can afford
and get a pre-approval letter within minutes.” Zillow has made mortgage pre-approval simple for users, by providing a safe, secure and easy online process. To begin, a borrower completes a short.
Get a call back A preapproval is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and property acceptability and eligibility.