i wanna buy a house with bad credit

 · I have been wanting to buy a home for so long but I have bad credit. It’s not horrible, I have 3 small delinquencies on there but nothing good to make my score go up. And my husbands credit is horrible and he filed bakruptcy years ago and is currently unemployed. I’ve had a steady job as a school secretary for almost 3 years and always pay my rent on time.

I even got to testify before a House subcommittee to fund the Used Oil Recycling Act. plant with a demand for 10,000.

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What is a good credit score to buy a house? If only it were that simple. When trying to answer the question, What credit score is needed to buy a house? there is no hard-and-fast-rule. Here’s what we can say: if your score is good, let’s say higher than a 660, then you’ll probably qualify.

how long is a mortgage approval good for Once you provide all the required documentation and get the mortgage pre-approval letter from a bank or lender, it is typically valid for 60-90 days. Just note that a lot of things can change during that time, such as your credit score, so it’s not 100% guaranteed. Again, a pre-approval is not a guarantee that you will be approved for a mortgage.

There was a time not too long ago, before the mortgage mess, that even a First Time Home Buyer with Bad Credit could still fairly easily get a home loan. Not so, anymore. The tables have turned almost to the opposite extreme. Most of the sub-prime.

How to Fix Your Credit to Buy a Home Tweet. Most of us long to own a home.. Bad credit almost always creates complications when trying to purchase something as big as a home.. That is why it is imperative, before you go house shopping and long before you need to move, to study your credit report and clean it up as much as you possibly can.

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The distant jingle of the ice cream truck sent us running as hard as we could back home to get a nickel from Mom so we could.