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- – Basic Requirements You must be self employed for at least two years. There will be a minimum of a 10% down payment needed for a purchase or for a refinance you can. stated income credit score requirements vary by lender but you can expect your scores need. If you have a foreclosure or.
Self Employed Loans – No Income Verification Home Loan – One of the casualties of the mortgage meltdown of the last decade was that most no income verification loans no longer were offered. While getting a no income verification mortgage and home loan for the self-employed today is still challenging, there are more options available than a.