what will my mortgage interest rate be

Use our free mortgage calculator to quickly estimate what your new home will cost. Includes taxes, insurance, PMI and the latest mortgage rates.

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A fixed interest rate is set when the loan is closed and does not change. An adjustable interest rate begins with a fixed-rate period and then changes depending on how the market’s doing. In general, adjustable rates will have a lower initial interest rate but will be unpredictable after the fixed period is over. Now that you know how your.

What would my loan payments be? The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

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The average interest rate on a 30-year fixed-rate mortgage sits at around 4.5% across the country, according to Freddie Mac, up by almost half a percentage point from last year. However, the rates are still significantly lower than rates in October 2006, when mortgage loans had an average of almost 6.5%.

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This mortgage calculator from LendingTree is an estimate only and is not intended to be interpreted as a firm offer to lend funds. Please contact LendingTree to find a lender to give a loan quote.

Your initial interest rate may be lower with an adjustable-rate loan than with a fixed rate loan, but that rate might increase significantly later on. Learn more about interest rate types and then use our Explore Interest Rates tool to see how this choice affects interest rates.

Lenders charge interest on a mortgage as a cost of lending you money. Your mortgage interest rate determines the amount of interest you pay, along with the principal, or loan balance, for the term.

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